The SFM GLOBAL business plan approach is simple. EB-5 Benefits with SFM GLOBAL EB-5 partnerships enter into a seven-year loan that requires interest only payments. Depending on the particular project, these loan agreements are with Government Agencies, public/private partnerships or private developers. SFM GLOBAL EB-5 funds are combined with additional public and private funds to finance the construction of a specific project or projects. The benefit of this early-stage “seed” financing is to jump- start the activity of infrastructure construction, improvements, or repair in the absence of other reasonable funding sources. The timing and resources necessary to complete each project will vary depending on the nature of the project. Some projects are one- time events with a single participant, while other projects are multi-phase long-term projects. The availability of early-stage alternative financing for infrastructure and construction projects initiates a chain reaction of economic development that results in significant new American job creation.